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Health Insurance Solutions
SES provides medical cover and support to Zambian organisations of all sizes, including specially designed health plans to suit family, as well as individual needs.
MEDICAL COVER & SUPPORT
Our cover includes major medical benefits, in- and out-patient, maternity, wellness benefits, including dental and optical cover and funeral cash benefits, with dangerous sports loading as an added option.
INDIVIDUAL COVER
SES has been supporting Zambian families for over 25 years. We fulfil our member’s needs by providing a range of membership plans to suit everyone’s requirements. SES will provide you and your family with peace of mind through our trusted medical services.
CORPORATE COVER
Organisations can access complete comprehensive health plans including medical evacuation, repatriation and hospitalisation. Wellness programmes that ensure the health of your employees’ can be tailored to your specific needs and environment.
SES OFFERS
We offer a range of tailor-made membership options to suit our clients’ needs.
AFFORDABLE PLANS
You can join SES on one of our local, regional or international policies with flexible payment terms: quarterly, bi-annual or annual payments.
BENEFITS
The SES options give you more control over your benefits, without compromising on the quality of service and care.
NETWORK HOSPITALS
We have a large service provider network in Zambia, South Africa and India, ensuring that we can refer our clients to the best possible facilities.
Guidance on group size terms and conditions:
1-9 members = retail client with full underwriting
10 or more members = group client with full underwriting and a premium discount on enrollment
10 or more principal members = corporate with Medical History Disregarded and risk-based renewal pricing
Group and Corporate Members, please contact us or request a quote and one of our consultants will be in touch ASAP
DOWNLOAD OUR BENEFIT SCHEDULES
2025 BENEFIT SCHEDULE
Active Plans
2025 BENEFIT SCHEDULE
Legacy Plans
2024 BENEFIT SCHEDULE
Active Plans
2024 BENEFIT SCHEDULE
Legacy Products
Benefits Schedules and T’s and C’s for clients on a 2024 – 25 policy (i.e. your renewal date is sometime in 2025). If you are unsure of when your policy expires, please contact your SES Account Manager or call us on 737 and ask to be put through to the Memberships department for confirmation.
2024 BENEFIT SCHEDULE
Active Plans
2024 BENEFIT SCHEDULE
Legacy Products
Downloadable versions of all our 2024 T’s & C’s can be found below:
Active Plans
Legacy Plans
Benefits Schedules and T’s and C’s for policies starting and renewing from 1 January, 2025.
2025 BENEFIT SCHEDULE
Active Plans
2025 BENEFIT SCHEDULE
Legacy Plans
Downloadable versions of all our 2025 T’s & C’s can be found below:
Active Plans
Legacy Plans
Benefits Schedules and T’s and C’s for policies starting and renewing from 1 January, 2025.
Benefits Schedules and T’s and C’s for clients on a 2024 – 25 policy (i.e. your renewal date is sometime in 2025). If you are unsure of when your policy expires, please contact your SES Account Manager or call us on 737 and ask to be put through to the Memberships department for confirmation.
Downloadable versions of all our 2025 T’s & C’s can be found below:
Active Plans
Legacy Plans
Downloadable versions of all our 2024 T’s & C’s can be found below:
Active Plans
Legacy Plans
SES is PACRA registered. SES is licensed to sell insurance policies through the Pensions and Insurance Authority (PIA) License Number: 1072. SES is registered with the Health Professions Council of Zambia (HPCZ) for Medical Services and Clinical operations.
2023 © SES Zambia - Part of the the Unisure Group. All rights reserved. E&OE.